{"version":"https://jsonfeed.org/version/1","title":"YourFinFreedom","home_page_url":"https://yourfinfreedom.in","description":"YourFinFreedom","author":{"name":"YourFinFreedom"},"items":[{"id":"systematic-investment-planning-how-it-works","html_content":"

Systematic Investment Planning (SIP) is a valuable tool for achieving financial goals and requires less monitoring. With SIP, you can start investing with small amounts and reap big benefits. This method works well with ...

","url":"https://yourfinfreedom.in/retirement/f/systematic-investment-planning-how-it-works","title":"Systematic Investment Planning. How it works?","date_modified":"2022-08-21T12:13:21Z"},{"id":"union-budget-2020-21-key-highlights","html_content":"

Simplified return for GST from April 2020.

","url":"https://yourfinfreedom.in/retirement/f/union-budget-2020-21-key-highlights","title":"Union Budget 2020-21 key highlights","date_modified":"2020-02-01T00:30:00Z"},{"id":"how-to-link-pan-with-aadhaar","html_content":"

Section 139AA of the Income Tax Act states that every person who has been allotted PAN as on/after July 1,2017 is required to link PAN with his/her Aadhaar number. If you fail to do so, PAN shall be deemed invalid and IT...

","url":"https://yourfinfreedom.in/retirement/f/how-to-link-pan-with-aadhaar","title":"How to link PAN with Aadhaar","date_modified":"2020-01-09T01:30:00Z"},{"id":"pan-aadhaar-linking-deadline-extended-till-31-mar-2020","html_content":"

The Supreme court has made linkage of Aadhaar and PAN mandatory. Aadhaar is the 12-digit number issued by the Unique Identification Authority of India (UIDAI). PAN is the 10-character alphanumeric number allotted by the ...

","url":"https://yourfinfreedom.in/retirement/f/pan-aadhaar-linking-deadline-extended-till-31-mar-2020","title":"PAN-Aadhaar linking deadline extended till 31 Mar 2020","date_modified":"2020-01-09T01:30:00Z"},{"id":"check-your-cibil-score-for-free","html_content":"

TransUnion CIBIL is the India’s leading credit information company. Banks and Financial Institutions check for the credit score with the CIBIL before approving the loan or the credit card. CIBIL Score is a three-digit nu...

","url":"https://yourfinfreedom.in/retirement/f/check-your-cibil-score-for-free","title":"Check your CIBIL score for Free","date_modified":"2020-01-09T00:30:00Z"},{"id":"neft-transfer-available-24%C3%977","html_content":"

National Electronics Fund Transfer (NEFT) is a system which allows online transfer of funds from one bank to the another within the country. It is a quick and secure way of transferring money electronically available to ...

","url":"https://yourfinfreedom.in/retirement/f/neft-transfer-available-24%C3%977","title":"NEFT transfer available 24×7","date_modified":"2019-12-28T00:30:00Z"},{"id":"guidelines-for-making-the-household-budget","html_content":"

Budget records both income and expenses of the household.  A household budget gives clear financial picture to control the finances. It can help in achieving financial goals and in saving lot of money.

","url":"https://yourfinfreedom.in/retirement/f/guidelines-for-making-the-household-budget","title":"Guidelines for making the household budget","date_modified":"2019-08-03T07:30:00Z"},{"id":"relief-to-households-domestic-lpg-cylinder-price-cut","html_content":"

Price of the LPG (liquefied petroleum gas) is linked to the international benchmark LPG rate and foreign exchange rate. Price per cylinder has been cut by INR 61.5-62.50 in July-19 due to softening of the international r...

","url":"https://yourfinfreedom.in/retirement/f/relief-to-households-domestic-lpg-cylinder-price-cut","title":"Relief to households, domestic LPG cylinder price cut","date_modified":"2019-08-03T00:30:00Z"},{"id":"epf-gpf-and-ppf-interest-rates","html_content":"

Indian government reduced interest rate to 7.9% from 8% on the 15-year Public Provident Fund (PPF) for the July-September 2019 quarter.This reduction in the rate will affect the maturity amount of the deposit.

","url":"https://yourfinfreedom.in/retirement/f/epf-gpf-and-ppf-interest-rates","title":"EPF, GPF and PPF interest rates","date_modified":"2019-08-03T00:30:00Z"},{"id":"career-path-and-income-level","html_content":"

Financial goals are tied to the income and income is tied to the career. The level of income you earn depends on the career choice you make. It is necessary to focus on the income part because there is a limit to which y...

","url":"https://yourfinfreedom.in/retirement/f/career-path-and-income-level","title":"Career Path and Income Level","date_modified":"2019-08-02T00:30:00Z"},{"id":"career-transition-are-you-financially-ready","html_content":"

Your career change decision may be influenced by need for more income, following true passion or unhappiness at work. It is worth noting that career transition is not an easy phase. Before you take the new career move, c...

","url":"https://yourfinfreedom.in/retirement/f/career-transition-are-you-financially-ready","title":"Career Transition: Are you financially ready?","date_modified":"2019-06-04T00:30:00Z"},{"id":"gst-rates-reduced-for-under-construction-real-estate","html_content":"

GST council slashed GST payable rates for affordable and normal housing. The new rates will be effective April 1, 2019.

","url":"https://yourfinfreedom.in/retirement/f/gst-rates-reduced-for-under-construction-real-estate","title":"GST rates reduced for under-construction real estate","date_modified":"2019-02-26T00:30:00Z"},{"id":"power-of-compounding","html_content":"

Compounding is a simple and systematic approach to build wealth in the long term. The early you start the better it is. Saving money ( even as low as INR 5,000/-) on regular basis will work like magic in your account. Yo...

","url":"https://yourfinfreedom.in/retirement/f/power-of-compounding","title":"Power of Compounding","date_modified":"2019-02-26T00:30:00Z"},{"id":"change-in-post-office-time-deposit-interest-rate","html_content":"

Post office time deposit is offered by Department of Post Government of India. It is similar to fixed deposit scheme offered by banks.

","url":"https://yourfinfreedom.in/retirement/f/change-in-post-office-time-deposit-interest-rate","title":"Change in Post office time deposit interest rate","date_modified":"2019-02-26T00:30:00Z"},{"id":"union-budget-2019-20-key-highlights","html_content":"

Full Tax rebate for individual tax payers with annual income up to INR 5 lakhs under section 87A.

","url":"https://yourfinfreedom.in/retirement/f/union-budget-2019-20-key-highlights","title":"Union Budget 2019-20 key highlights","date_modified":"2019-02-01T00:30:00Z"},{"id":"journey-to-financial-independence","html_content":"

Whether your aim is traditional retirement at 60 or an early retirement, becoming financial independent is required in both the scenarios.

","url":"https://yourfinfreedom.in/retirement/f/journey-to-financial-independence","title":"Journey to Financial Independence","date_modified":"2018-10-15T14:30:00Z"},{"id":"stages-of-financial-freedom","html_content":"

The seven stages of financial freedom. Check which stage you are in :

","url":"https://yourfinfreedom.in/retirement/f/stages-of-financial-freedom","title":"Stages of Financial Freedom","date_modified":"2018-10-15T14:30:00Z"},{"id":"heads-of-taxable-income-in-india","html_content":"

A person is charged to income tax if the total income in the year exceeds the exempt limit. Total income under the Income-tax act constitutes of five heads of income – salary, house property, business & profession, capit...

","url":"https://yourfinfreedom.in/retirement/f/heads-of-taxable-income-in-india","title":"Heads of taxable income in India","date_modified":"2018-04-04T14:30:00Z"},{"id":"residential-status-and-taxability","html_content":"

An individual can be resident or non-resident in India during the previous year. It is important to understand this as income tax is levied on the basis of the residential status. An individual is considered resident in ...

","url":"https://yourfinfreedom.in/retirement/f/residential-status-and-taxability","title":"Residential status and taxability","date_modified":"2018-04-04T13:30:00Z"},{"id":"essentials-about-motor-insurance-policy","html_content":"

Motor insurance is a must have to drive vehicle on road in India under the Motor Vehicles Act. It provides protection against risk to the vehicle and its accessories. Risk coverage includes accidents, theft, natural cala...

","url":"https://yourfinfreedom.in/retirement/f/essentials-about-motor-insurance-policy","title":"Essentials about motor insurance policy","date_modified":"2018-04-03T13:30:00Z"},{"id":"ways-to-plan-retirement-income-in-india","html_content":"

The most important need of a retired person is regular income. A person would expect income till the time he/she is alive to take care of needs. Income may be expected even after death if there are financial dependents. ...

","url":"https://yourfinfreedom.in/retirement/f/ways-to-plan-retirement-income-in-india","title":"Ways to plan retirement income in India","date_modified":"2018-03-31T12:30:00Z"},{"id":"succession-under-hindu-law","html_content":"

Hindu succession act, 1956 is applicable to Hindus, Sikhs, Jains and Buddisht in India. There is no difference for any caste or sub-caste. The 1956 act did not allow inheritance right to daughters in ancestral property. ...

","url":"https://yourfinfreedom.in/retirement/f/succession-under-hindu-law","title":"Succession under Hindu Law","date_modified":"2018-03-29T13:30:00Z"},{"id":"create-a-balanced-life-live-contented","html_content":"

Balanced life is maintaining perfect balance of health, wealth and happiness. If you have very busy schedule, still try to spend time with family, sleep 8 hours and eat healthy diet. Check on regular basis if you are acc...

","url":"https://yourfinfreedom.in/retirement/f/create-a-balanced-life-live-contented","title":"Create a balanced life. Live contented.","date_modified":"2018-02-15T13:30:00Z"},{"id":"useful-tips-to-buy-right-insurance-policy-in-india","html_content":"

Human Life value is the amount which ensures standard of living is not affected if anything happens to the breadwinner. Family continues the same lifestyle and remains protected. ULIP, Term Plan, Money Back, Child polici...

","url":"https://yourfinfreedom.in/retirement/f/useful-tips-to-buy-right-insurance-policy-in-india","title":"Useful tips to buy right insurance policy in India","date_modified":"2018-02-11T07:30:00Z"},{"id":"union-budget-2018-19-key-highlights","html_content":"

10% tax on long term capital gain exceeding 1 lakh in Equity and Equity Mutual Funds.

","url":"https://yourfinfreedom.in/retirement/f/union-budget-2018-19-key-highlights","title":"Union Budget 2018-19 key highlights","date_modified":"2018-02-01T06:30:00Z"},{"id":"own-a-diamond-with-small-sip-investment","html_content":"

A diamond is forever. Bright, beautiful and valuable.

","url":"https://yourfinfreedom.in/retirement/f/own-a-diamond-with-small-sip-investment","title":"Own a diamond with small SIP investment","date_modified":"2017-08-11T07:30:00Z"},{"id":"why-and-when-you-should-make-a-will","html_content":"

A will is a legal document by which a person expresses wish as to how property should be distributed after death. There is no such thing as being too young to write a will. Generally, people above 50 years make a will bu...

","url":"https://yourfinfreedom.in/retirement/f/why-and-when-you-should-make-a-will","title":"Why and when you should make a will","date_modified":"2017-02-27T07:30:00Z"},{"id":"holistic-approach-life-cycle-financial-planning","html_content":"

Financial Planning translates life goals in to financial goals and provides a road map to achieve those goals. It plays a crucial role in building a life which is less worrisome.

","url":"https://yourfinfreedom.in/retirement/f/holistic-approach-life-cycle-financial-planning","title":"Holistic Approach: Life Cycle Financial Planning","date_modified":"2015-05-07T13:30:00Z"},{"id":"negotiate-fantasy-living-be-prudent","html_content":"

Fantasy is an imaginary world. You can dream of having a big mansion, luxury car, expensive gadgets, lavish living but you need to ask yourself - Is this possible in reality with my income? Will this kind of living put m...

","url":"https://yourfinfreedom.in/retirement/f/negotiate-fantasy-living-be-prudent","title":"Negotiate Fantasy Living, Be Prudent","date_modified":"2015-03-01T04:30:00Z"}]}